Eligibility :

Individual Member, Co-operative Societies, proprietorship/Partnership forms who are eligible to become a member of the Bank.

Maximum amount of loan :

Maximum limit -90% of value of Term Deposit (F.D./Cash Certificate/NSC/KVP).

Rate of Interest :

Such rate as may be Notified from time to time.

Repayment :

The loan is a Cash Credit in nature for a period continuous with the period for which Deposit has been kept in the Bank.