- ECCS must be formed by the Staff/Employees of Govt./Govt. undertaking Organization along with Co-operative Institution, local self-Govt. Institution/Statutory Bodies etc.
- The ECCS must be affiliated by the Bank with up-to-date Audit Report.
- House Building or House Repairing.
- Purchase of Land & Building.
- Expenses of Higher Education/Medical Expenses/Marriage Expenses.
- Liquidation of Small debt/Consumption expenses.
Maximum amount of Loan :
In case of Home Loan the maximum amount of loan will be 90% of the project cost with some terms and conditions and other cases Bank may decide the loan amount on the basis of its Rules and Regulations.
3.33% of loan amount in society and Bank level shall be deposited as share.
The interested may be decided by the Bank from time to time