Eligibility :

  • Any Individual Nominal members of the Bank.
  • The applicant must be an Account Holder.

Maximum amount of loan :

The amount of loan shall not exceed 70% of the Net value of the Gold as fixed by the Bank from time to time and the highest amount of loan against Gold shall be Rs. 3,00,000/- for an Individual borrower at a time.

Repayment period :

The loan shall be required to be repaid within a period of 12 months.

Processing Fees : The Processing fees are very nominal in case of Gold loan.

Insurance : As per Bank’s Rules & Regulations.

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