Eligibility :

Any salaried person except employee of Private concern with certain terms and conditions

Purpose :

• For repairing of own house.
• For Higher Education
• For Marriage of Dependent Son, Daughter & Sister.
• For Specialized Medical treatment.
• To purchase of Consumer’s Durable Product.

Maximum amount of Loan :

• Teaching and Non-Teaching staff of Primary/Secondary/Higher Secondary /Madrasah Schools/Colleges/Universities, employees of Co-operative Banks/Co-operative Institution, making profit at least for the last 3 years, Local Self Government Bodies/ Authorities/Employee etc.
• Central/State Govt. Employees and Employees of Govt. undertakings servicing alongwith office of DDO/employer of the applicant within the area of operation of the Bank with not less than one year continuous service.
• Salaried person of MSK/SSK/Paschimbanga Sarva Shiksha Mission State/District/DI approved contractual teacher/para-teacher/part-time teacher of college etc. and residing and servicing alongwith office of DDO/Employer of the applicant within the area operation of the Bank may apply with some terms and conditions.
• Staff of ICDS.

Maximum amount of Loan :

• Maximum quantum of loan shall be the lowest of the followings L
• For 1(a) : Rs. 12,00,000.00
• For 1(b) : Rs. 6,00,000.00
• For 1( c ): Rs. 1,00,000.00
• For 1(d) : Rs. 1,00,000.00 for salary linked. And Rs. 50,000.00 without salary linked etc. with some terms and conditions.

Repayment Period :

• Maximum period would be 12 years for salary linked employee with some terms & conditions.
• Maximum period would be 7 years in case of without salary linked employee with some terms and conditions.
• Maximum period would be 5 years in case of MSK/SSK/ICDS etc. employees with some terms and conditions.