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- LOAN TO SALARIED PERSON
Eligibility :
Any salaried person except employee of Private concern with certain terms and conditions
Purpose :
- For repairing of own house.
- For Higher Education
- For Marriage of Dependent Son, Daughter & Sister.
- For Specialized Medical treatment.
- To purchase of Consumer’s Durable Product.
Maximum amount of Loan :
- Teaching and Non-Teaching staff of Primary/Secondary/Higher Secondary /Madrasah Schools/Colleges/Universities, employees of Co-operative Banks/Co-operative Institution, making profit at least for the last 3 years, Local Self Government Bodies/ Authorities/Employee etc.
- Central/State Govt. Employees and Employees of Govt. undertakings servicing alongwith office of DDO/employer of the applicant within the area of operation of the Bank with not less than one year continuous service.
- Salaried person of MSK/SSK/Paschimbanga Sarva Shiksha Mission State/District/DI approved contractual teacher/para-teacher/part-time teacher of college etc. and residing and servicing alongwith office of DDO/Employer of the applicant within the area operation of the Bank may apply with some terms and conditions.
- Staff of ICDS.
Maximum amount of Loan :
- Maximum quantum of loan shall be the lowest of the followings L
- For 1(a) : Rs. 12,00,000.00
- For 1(b) : Rs. 6,00,000.00
- For 1( c ): Rs. 1,00,000.00
- For 1(d) : Rs. 1,00,000.00 for salary linked. And Rs. 50,000.00 without salary linked etc. with some terms and conditions.
Repayment Period :
- Maximum period would be 12 years for salary linked employee with some terms & conditions.
- Maximum period would be 7 years in case of without salary linked employee with some terms and conditions.
- Maximum period would be 5 years in case of MSK/SSK/ICDS etc. employees with some terms and conditions.


