If you want to incur a healthy interest on your deposit and want to use your deposit account as your income generation asset, then we have a wide variety of Term Deposit schemes available for you. Here you have the luxury of choosing from Recurring Deposits, Double Benefit Deposits, Short Time Deposits, Fixed Deposits, Cash Certificates, Monthly Income Certificate, Quarterly Income Certificate etc. You just have to choose the one that is most convenient for you. Here your deposit would attract a good interest within the said period. Term deposits may be opened individually and jointly as well. Like the Savings Deposits, here too there are facilities for opening an account for an illiterate person or a visually impaired person. Another special facility that you can avail as a Term Deposit Account holder is the possibility of getting advances against your deposits through a loan or overdraft facility.